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Thrifty Thursdays #7 - How to Save Money

by Beth Jaworski

Today's tip is a basic one, but one many people overlook. Don't eat out as much as you are tempted to, and take a lunch with you to work. I see so many people eating out, or going through a drive through, pretty much every day. While no one loves to dine out more than I, I also realize how expensive it can really be. Even the most budget-conscious will spend $4-6 for lunch. That means that by simply eliminating buying two lunches per week, you will save a minimum of $416/year ($4 x 2 times per week x 52 weeks). If you usually spend closer to the national average of $8/lunch, bringing your lunch from home twice per week will save you $832/year.

And after a long day, it is always tempting to go out to eat or to grab some carry out, instead of going home and cooking. If you are disciplined enough to go home and make dinner, you will save money however. And you might just end up losing some weight also, as restaurant food is notorious for being high in sodium and fat. So do yourself a favor this weekend. Take a look at the grocery store sales online and plan a few meals off of those ingredients for next week. You might even want to buy enough to make double what you need so that you can freeze the extra for another week. Then when you have an especially busy day or week, you will have a meal already made for you.

 

Thrifty Thursdays #6 - How to Save Money

by Beth Jaworski

Anyone that knows me knows that I love to read. And because I read so much, I would certainly go broke if I purchased every book I read. This is why I love my local library. Utilizing your local library is definitely a thrifty thing to do. You can check out books, music and movies, all for free!

 

The Milwaukee County Federated Library system has a phenomenal app for the iPhone, which allows me to plug in a title as soon as I hear about a great book. Whenever I read a review of a book that sounds interesting, or a friend or a speaker recommends a book that I want to read, I open the app and enter the title. If it is not available at my local library, I can order it right on the app and have it delivered to my neighborhood library.

 

I can even renew my book if I am not finished with the it by the time it is due right on the app, plus I can order music and movies on the app too, in addition to being able to directly download eBooks and audiobooks from it. 

 

And did you know that in addition to music, books, and movies, the library has so many other resources. They include: 

 

Free wireless internet and computer access

 

On-site copier that allows you to scan items in to a USB at no charge

 

Online interactive courses for personal enrichment and professional development 

 

tutor.com - free academic & career resources for students and adults

 

Free access to local papers, national magazines and to the New York Times

 

ValueLine and Morningstar Investment Research Centers (online info on stocks, mutual funds, and financial news). 

 

Online language instruction with a conversational focus for over 70 languages

 

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Take advantage of all your local library has to offer, and download their app if they have one. Stop buying books, magazines and movies and start checking them out for free instead!

 

 

Thrifty Thursdays #5 - How to Save Money

by Beth Jaworski

As a Realtor I can spend a lot of time in my car. I now drive a hybrid but used to drive a 8 cylinder car that only took premium, so gas prices were very important to me. I, of course, learned all the tricks to stretch my gas mileage: fuel up early in the morning (gas is cooler earlier in the day and more dense, so you get a little more of it then), keep the engine tuned and the tires at the proper pressure, etc.

The biggest savings have come to me through the GasBuddy iPhone app however. GasBuddy is a free app that shows all the gas prices at all the gas stations around me. Whenever I need gas, I simply open the app and see who has the best price in the area. By doing this I normally save .10 per gallon and sometimes even more. 

I realize that .10 does not sound like a lot, but it definitely does add up. I also like that the GasBuddy app will tell me the trend in gas prices, along with having drawings for free gas. And don't forget to charge your gas purchases with a card that gives you cash back. Make every penny count!

Displaying blog entries 1-3 of 3

Contact Information

Photo of Beth Jaworski Real Estate
Beth Jaworski
Shorewest Realtors
11622 W. North Avenue
Wauwatosa WI 53226
Direct: 414.844.1118
Cell: 414.520.8555
Fax: 262.782.1551

I hope that this website was able to assist in your search for a home, or in your quest for information about buying or selling a home.  Please do not hesitate to contact Beth Jaworski of Shorewest Realtors with any questions. Email is sold@bethjaworski.com  and cell number is (414) 520-8555. Thanks!